The calculators on this site are built on a single principle: make the invisible visible. Most organisations and individuals already sense that something is costing them — they just have never seen it calculated. The calculators give that cost a number.

The calculation logic

Each cost line is derived from one of three sources: a direct input from the person filling in the form, an industry-validated benchmark applied to their specific figures, or an estimated multiplier based on the severity and duration of the situation they describe. Where estimation is used, the hint text in each field explains the assumption so nothing is hidden.

The presenteeism cost — people present but not functioning — uses a 20% productivity loss factor for affected employees, with an afternoon slump modifier of up to 5% additional. This is conservative. Most peer-reviewed studies place the true cost at 25–40% of affected salary. The calculators understate rather than overstate.

The turnover cost uses industry-standard recruitment cost of 20% of annual salary per leaver, plus an onboarding ramp cost of 50% of monthly salary per month to full productivity. For senior roles a 1x salary premium is added to reflect knowledge loss and institutional disruption.

The risk score is a composite of weighted inputs — culture signals, performance gaps, physical strain indicators and organisational instability markers. It is not designed to be precise. It is designed to reflect the pattern of what you have described and name it clearly.

The individual calculator uses a multi-year projection because a single year is the wrong lens for personal transformation. Year 1 is the investment year. Year 2 onwards is where the return compounds — as income increases, reclaimed time generates new value, and the habits and clarity developed in the work continue without further cost.

What the numbers are not

These are not audited financial projections. They are honest estimates designed to surface a conversation — about what is actually happening, what it is costing, and whether doing something about it makes financial sense. In every case I have seen, it does.

Most people who reach out have already tried something — coaching, therapy, restructuring, team workshops, wellness initiatives. Often with real benefit, sometimes with limited lasting effect. Understanding where this work sits in relation to those experiences helps set the right expectations from the start.

It includes what therapy reaches for — and goes further

Good therapy helps people understand themselves more clearly — their patterns, their history, their emotional responses. That understanding is valuable and it is the beginning, not the end. This work starts from that clarity and moves through it — helping people release what they are carrying, not just understand it. The result is not insight alone but a genuine shift in how life feels and functions from the inside out.

It delivers what coaching promises — through a different route

Coaching works on the outer — goals, accountability, skill development, mindset tools. These are useful. This work operates at the level beneath them: the inner state from which all performance, decision-making and leadership actually emerge. When that state is clear and grounded, the outer results that coaching points toward tend to arrive more naturally and more durably than any technique produces.

It addresses what wellness programmes cannot reach

Sleep protocols, nutrition, meditation apps and EAP referrals all address real needs. They work on the surface of a system that needs addressing at its root. The chronic load that most high-performing people and organisations carry is not resolved by better habits — it is resolved by clearing what those habits are compensating for. This work goes to the root.

It creates what strategy alone cannot deliver

Consultants and strategists address structure, process and decision frameworks. That work matters. What it cannot touch is the human energy behind those structures — the quality of presence in the room, the trust between people, the collective state of the organisation. Strategy built on an ungrounded foundation performs below its potential regardless of how sound the thinking is. This work builds the foundation.

It combines all of these roles — without being limited to any one

In practice, a session or a partnership draws on whatever is needed — guided group work, one-to-one conversation, teaching people to read their own inner signals, pattern recognition across the organisation. The form adapts to the person and the situation. What stays constant is the direction: inward first, so that everything outward can function at its best.

No contracts — no pressure

There are no agreements to sign and no minimum commitments. We work month by month for as long as it serves both sides. The partnership continues because it works, not because it is legally required to. That is the only agreement needed — and it reflects the same trust and clarity that the work itself is built on.

The benchmarks used across the calculators are drawn from published research in organisational psychology, human capital management and sports science. The figures below are the anchors.

Metric Benchmark Used
Presenteeism cost vs absenteeism 2–3× more costly
Productivity loss in affected employees 20–35% of salary
Recruitment cost per hire 15–25% of annual salary
Time to full productivity — new hire 3–9 months depending on role
Senior role replacement cost 100–200% of annual salary
Management hours on culture issues 15–30% of total management time
Stress-related injury reinjury rate 20–35% in high-load sports environments
Revenue impact per league position 1.5–3% of TV and prize revenue
Wellness programme cost reduction 20–25% healthcare cost reduction
Coaching change squad reset cost 8–12% of annual wage bill over 3 months

In all cases the calculators use the conservative end of these ranges. The intention is not to produce alarming numbers — it is to produce honest ones that hold up to scrutiny.

The most common pattern I encounter is this: everything that can be optimised externally has been. The structure is sound. The talent is real. The strategy is reasonable. And yet performance consistently sits below what the inputs suggest it should. The gap is real, it persists, and it resists every conventional intervention — because the interventions are being applied to the wrong layer.

Every system has an operating layer

In any complex system — whether a business, a sports organisation or an individual — there is a foundational layer that determines how well everything above it runs. In technology we call it an operating system. In human performance, that layer is the nervous system and the accumulated mental load it carries. No amount of optimisation at the strategy, process or skill level consistently overcomes a compromised operating layer. The output of a system is limited by the state of its foundation.

This is not a metaphor. It is a mechanical reality. A leadership team operating under chronic cognitive overload will make slower, less clear and more reactive decisions — regardless of their intelligence or experience. A squad carrying unresolved organisational tension will underperform relative to their individual quality — regardless of tactical preparation. An individual whose mental load exceeds their processing capacity will lose hours daily to friction that never shows up on a performance review — but shows up everywhere else.

The strategic approach

This work is structured like any performance partnership — with a clearly defined goal, a realistic timeline and measurable indicators of progress. We begin by establishing where the operating layer is currently running and what is loading it. We then work systematically to reduce that load, recalibrate the system toward the defined goal, and build the individual or collective capacity to sustain that state independently over time.

The tools used along the way — guided sessions, group work, individual support, teaching people to read and regulate their own system — are selected based on what the situation requires. The form is always in service of the goal. The goal is always agreed together before work begins.

Working toward independence

The aim is not ongoing dependency. It is to give people — individually and collectively — the understanding and tools to maintain their own operating layer without continuous external support. A well-calibrated system self-corrects. Someone who understands how their own mechanics work can identify early signals, address them before they compound, and sustain their performance without requiring intervention every time pressure increases.

This is what the KAM model of partnership looks like in practice: working together toward a goal until it is reached, then stepping back as the capability becomes internal. The partnership continues for as long as it adds value. When the system is running well, the work is done.

Why the operating layer is rarely addressed

Because it is invisible. You cannot see mental load on a balance sheet. You cannot measure nervous system state in a performance review. You cannot find it in a strategic plan or a training programme. It shows up only in the gap between what should be happening and what is — and most organisations and individuals have learned to explain that gap with everything except its actual cause.

Once you know what to look for, it is obvious. And once it is addressed, the results that were always available — but consistently out of reach — become accessible in a way that no external intervention alone could produce.

Not every organisation or individual is in the right place for this work. These questions are not a filter — they are a mirror. Read them honestly.

You already know what the problem is — but knowing has not been enough to change it.
You have tried other approaches — coaching, therapy, restructuring, new hires — and the same patterns have returned.
The issue is not a lack of talent, resources or intelligence. Something else is in the way.
You are willing to look inward — not just at systems, processes or other people — for the root of what is happening.
You are not looking for a quick fix, a report or a set of recommendations. You are looking for a genuine and lasting shift.

If four or five of these feel true, you are likely in the right place. If fewer than three feel true, this may not be the right moment — and that is an honest answer worth having before a conversation begins.

This work requires genuine willingness. Not perfection, not certainty — just a real openness to what emerges when the inner state shifts. Without that, the work cannot take root. With it, the results are consistent.

These are not case studies. They are patterns — situations that recur across organisations and individuals regardless of industry, sport or background. Names and specifics are absent by design.

Technology Company — 120 People
A fast-growing software company with strong revenue and a leadership team that had built something genuinely impressive. Turnover was 28% annually. The CEO attributed it to the market. The real pattern: a leadership style built entirely on performance pressure, zero tolerance for uncertainty, and an unspoken rule that showing doubt was weakness. The team was technically capable and emotionally exhausted. New hires absorbed the culture within 90 days and began the same quiet calculation about whether to stay.
The shift: When the leadership team returned to their own inner equilibrium — individually and collectively — the pressure they had been placing on the organisation reduced without a single conversation about culture. Turnover dropped. Output did not.
Professional Football Club — Top Division
A club with one of the larger wage bills in its league finishing significantly below expectation for the second consecutive season. The coaching staff were competent. The squad had individual quality. The board blamed tactics. The sporting director blamed recruitment. The coach blamed commitment. None of them were looking at what was actually happening: a fractured relationship between ownership and sporting leadership that players could feel in every team meeting, every selection decision, every press conference. The dressing room was a mirror of the boardroom.
The shift: When the disharmony at the top was addressed — not by a restructure, but by restoring genuine alignment between the people involved — the atmosphere in the building changed. Players described it without being able to explain it. Results followed.
Executive — Financial Services
A senior executive earning well above market rate, respected by peers, producing strong results by every external measure. Privately: unable to sleep properly for two years, reactive in meetings in ways he later regretted, a marriage under sustained pressure he had not addressed, and a creeping sense that he was succeeding at something that was no longer actually what he wanted. He had optimised every external variable. The internal state had not been touched.
The shift: Not a career change. Not a life overhaul. A return to stillness. From that stillness, the decisions that had been stuck — professionally and personally — became clear. Not because he was told what to decide, but because the noise had stopped.
Professional Athlete — Individual Sport
An athlete at the peak of physical preparation whose results had plateaued for eighteen months. Training load was optimal. Nutrition was managed. Sleep was monitored. The performance gap was not physical. It was the constant low-level hum of a nervous system that never fully discharged — between events, between seasons, between anything. The body was ready. The system carrying it was not.
The shift: When the nervous system was genuinely allowed to return to neutral — not through rest protocols or recovery techniques, but through releasing the accumulated load at a deeper level — the performance ceiling that had seemed fixed began to move.